Mills River Considers Joining National Flood Insurance Program Amid Rising Flood Concerns - TribPapers
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Mills River Considers Joining National Flood Insurance Program Amid Rising Flood Concerns

The Riverview Station in the River Arts District has also been approved to receive a $5,000 grant. Photo couurtesy of PSABC.

Mills River – The Town Council of Mills River is grappling with significant decisions that could reshape local governance, particularly in the wake of Hurricane Helene. As the council convened on January 9, 2025, discussions centered around the National Flood Insurance Program (NFIP) and the implications of Senate Bill 382, which has raised concerns about local zoning authority.

Floodplain Management: A Critical Discussion

The meeting kicked off with a presentation from Planning Director Michael Malecek and State NFIP Coordinator Steve Garrett. Historically, Mills River has opted out of the NFIP due to fears that participation might negatively impact agricultural operations and development standards in flood-prone areas. However, the devastation caused by Hurricane Helene has prompted a reevaluation of this stance.

“We have about 87 structures in flood plains in town limits; 13 of these structures or property owners applied for individual assistance after the hurricane,” Malecek noted, highlighting the urgent need for effective flood management policies. The council is now considering joining the NFIP to provide flood insurance options for residents and establish a flood damage prevention ordinance.

The timeline for potential participation in the NFIP is tight, with a deadline set for March 28, 2025. If Mills River wishes to receive federal assistance for damages related to Hurricane Helene, it must act swiftly. “If we join within six months of the federally declared disaster, all of the additional assistance that would not otherwise be available to folks in floodways or flood plains would be retroactively applied,” Malecek explained.

The council’s discussions revealed a consensus on the importance of floodplain management for community safety. However, there are concerns about how joining the NFIP might lead to increased regulatory oversight and potential pushback from agricultural stakeholders worried about new regulations affecting their operations.

Senate Bill 382: A Challenge to Local Authority

The council also addressed Senate Bill 382, which was passed into law on December 11, 2024. Originally aimed at dental practice reform, the bill was reintroduced as a disaster recovery measure but included controversial provisions that limit local government authority over zoning decisions. The new law requires local governments to obtain written consent from property owners for any down-zoning actions, significantly complicating local governance.

“This is a bittersweet day for the town of Mills River,” Manager Matthew McKirahan remarked as the council discussed the implications of SB 382. The requirement for property owner consent could hinder necessary zoning changes and adaptations to community needs. “If we don’t do this for the most part a lot of our town moving forward is going to be dictated by a state law,” Mayor Shanon Gonce added, emphasizing the urgency for local action in response to state legislation.

The council expressed concerns about the lack of public input during the bill’s passage and the potential administrative burdens that could arise from compliance with the new requirements. “I think we need to get on top of some of this the best we can as quick as we can,” said Gonce, reflecting a sense of urgency among members regarding pressing issues facing the community.

Community Engagement and Future Steps

In light of recent developments, including the announcement of Finance Director Sue Pal’s retirement effective March 1, the council is actively seeking input from residents regarding these significant changes. “We are currently posting for the finance director position… if you are interested or you know anyone that is, want to come join our organization please check those out,” said Manager McKirahan. This statement illustrates the council’s outreach efforts to fill important positions within the town.

The meeting concluded with a call for public comments, but none were received. The council then moved to approve the consent agenda, which included minutes from previous meetings and appointments to various committees. They also set a public hearing for R-24-04 on January 23, indicating their commitment to keeping residents informed and engaged in local governance.